What carriers do we work with? The list is long and represents some of the most prestegious names in the business:
Anthem Blue Cross
Blue Shield of California
Nationwide Health Plans (now part of Health Net)
UNUM / Provident
The following is for our friendly search engines to index...
At Halper Insurance Services, Inc., we provide an unbiased and neutral opinion on health insurance california plans and medical insurance california plans. Whether your needs are for short-term health plans, short term medical plans, temporary medical plans or temporary health plans, we can help. We also provide health insurance quotes for long term family health plans CA and individual health plans. Small employer group health plans are another speciality. Of course, people and groups seeking medival coverage are also typically looking for dental plans, life insurance, disability plans, vision plans and other type of programs. We can arrange for voluntary plans,including voluntary dental plans, voluntary disability plans and voluntary vision plams, paid for entirely by the employees, as well as ordinary employer paid healht plans. Some of our larger groups have self-funded health plans, where we have set up ASO (administrative services only) arrangements. Other mid-sized groups have partially self-funded programs, where the carrier and the employer share the risk (to simplify things quite a bit!).
If you are interested in setting up an HSA, we also can help set those up. Mostl carriers offer special high deductible policies that are tailored especially for the HSA market. These policies are available for both groups and individuals. Our HSA calculator - which will be on-line as soon as I get around to writing it - will show you that an HSA contribution, added together with the premium for the HSA policy, is almost always less expensive than a traditional health policy. Most HSA administrators now offer a debit card option, which greatly simplifies HSA claims administration.
Moving further afield from Group Health Palns, we also have an associate who specializes in Long-Term care plans. Available in California as both Partnership LTC policies and non-Partnership plans, These policies can save families from financial disaster as neither Medicare nor traditional medical insurance policies cover the costs of long-term custodial care. Since costs are often in-excess of $250 per day, long-term illnesses can quickly tax most peoples financial resources. Long Term Care policies are specifically designed to address this need.
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